3B Advance – Business Funding Terms and Conditions

Effective Date: January 23, 2025

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1. Introduction

Welcome to the 3B Advance website (the “Site”). These Terms & Conditions (“Terms”) govern your access to and use of the Site and any services offered by 3B Advance (“we,” “us,” or “our”), including the application for and provision of business funding. By accessing or using the Site or our services, you agree to be bound by these Terms. If you do not agree with these Terms, please do not use the Site or our services.

2. About Us

3B Advance provides business funding solutions to businesses. We are 3B Associates LLC. Our contact information is: support@3badvance.com.

3. Privacy Policy

Your privacy is important to us. Our Privacy Policy, available at 3badvance.com/privacy-policy, explains how we collect, use, and disclose your personal information. By using our Site and services, you consent to the practices described in our Privacy Policy.

4. Eligibility for Business Funding

To be eligible for business funding from 3B Advance, you must:

• Be a business operating in the United States.
• Meet our minimum revenue requirements.
• Have a business bank account.
• Must be in Business for 2 or more years.
• $20,000 or more in gross monthly sales.

We reserve the right to determine eligibility for business funding at our sole discretion.

5. Business Funding Application Process

You can apply for business funding through our Site or by contacting us directly.

You must provide accurate and complete information in your application.

We will review your application and may request additional information.

Approval of business funding is subject to our underwriting criteria.

6. Business Funding Terms

The specific terms of your business funding, including the funding amount, repayment terms, interest rate, and other relevant details, will be outlined in a separate Business Funding Agreement. By accepting business funding, you agree to the terms of that agreement.

7. Use of the Site

You agree to use the Site only for lawful purposes and in accordance with these Terms. You must not:

• Use the Site in any way that violates applicable laws or regulations.
• Attempt to gain unauthorized access to the Site or our systems.
• Introduce viruses or other harmful code to the Site.
• Use the Site to engage in any fraudulent or misleading activity.

8. Intellectual Property

All content on the Site, including text, graphics, logos, and software, is the property of 3B Associates LLC or its licensors and is protected by copyright and other intellectual property laws. You may not use any content from the Site without our prior written consent.

9. Disclaimer of Warranties

The Site and our services are provided “as is” without any warranties of any kind, either express or implied. We do not warrant that the Site will be uninterrupted or error-free.

10. Limitation of Liability

To the fullest extent permitted by law, 3B Associates LLC will not be liable for any indirect, incidental, consequential, or punitive damages arising out of or related to your use of the Site or our services.

11. Governing Law

These Terms shall be governed by and construed in accordance with the laws of [Specify Governing Jurisdiction, e.g., the State of Delaware].

12. Dispute Resolution

Any disputes arising out of or related to these Terms or our services shall be resolved through binding arbitration in New Jersey in accordance with the rules of the American Arbitration Association.

13. Changes to These Terms

We may update these Terms from time to time. We will post any changes on the Site. Your continued use of the Site or our services after any changes constitutes your acceptance of the revised Terms.

14. Contact Us

If you have any questions about these Terms, please contact us at support@3badvance.com.